There is a new consolidation program available to students that will last until the end of June. It allows you to lower your interest rate by 0.25% for consolidating, as well as another 0.25% if you choose to make automatic payments each month. This is a great way to lower your total costs even if it is only 0.25% – 0.50%. Every little bit helps, especially with larger loan balances.
Hire an accredited inspection firm to come in person and inspect the property you are considering. Do not overlook or skimp on this important step. It is imperative that the condition of the house be assessed, including its roof, fixtures, foundation, walls, and plumbing, heating, and electrical systems. Professional house inspectors will also look out for problems indigenous to that housing area, like termite, flood, or earthquake damage.
Make no mistake about it, the only reason why franchisees are about twice as successful as independent start-ups, is that they have a clear and proven Business Plan. Their plan contains all the elements that you must know before you begin your journey on the road to business ownership.
But you’ll earn something on your investments, right? Of course you will. Burns goes on to show that the higher the return on investment, the less you have to save.
Don’t buy a property just because it is a “steal”. Consider all the costs of buying the property, including any needed repairs, utility bills, property insurance and taxes, and risk of vacancy. If possible, make a cash flow examples, or ask for a cash flow examples from the prior owners of the property (if it was used as a rental property). Collect as many documents as you can which detail the property’s utility and other costs.
Become a price puritan. The only reason for price to exist and change is because of Supply and Demand. Where there are more buyers with reasons to buy than sellers with reasons to sell, price must rise. If there are more sellers with reasons to sell than buyers have reasons to buy, price must fall. If buyers and sellers have equal reasons or none to engage each other, price remains unchanged. Pure price trading techniques are true to this inescapable economic law.
Ineffective meetings are meetings with no real agenda or purpose. This is also a big time waster. Provide an agenda for each meeting. Stay focused on the goals at hand.